In a large pot, brown ground beef and all vegetables including garlic. DO NOT drain beef.
Add spices and all ingredients except beans, bring to a boil. Add beans, stir ocasionally and simmer uncovered 20 minutes till beans are soft and chili is well-blended. Stir more frequently to break up tomatoes if you did not use a food processor. Makes about 8-9 servings.
Serve with any quality bread and butter